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  • Current Criteria
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To apply for this loan you must have: 

  • No individual voluntary arrangements, debt relief orders or bankruptcies

  • an income of more than £500 per month

  • To apply you must be working or receiving Child Benefit, Pension Credits or State Pension

    If you do are not working or receiving one of the above benefits your loan will be automatically declined. We will still carry out a credit check and this may reduce your credit score.

Important information

We cannot lend to you if you have a current Debt Relief Order are on a Debt management plan or are subject to an Individual Voluntary Arrangement or if you are an undischarged bankrupt.

Loans available to UK residents and over 18s only. Subject to status and meeting our lending criteria.

Checks will be made against Credit Referencing & Fraud Prevention Agencies. A search will be registered against your credit record with TransUnion.

If your loan application is successful your information will be shared with these agencies.

We reserve the right to offer a different loan product/amount or to decline your application.

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